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Refund
Policy

Before work starts During a project After delivery Revisions Cancellations

Last Updated 4 August 2026
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Introduction

A Policy Written to Be Fair

This Refund Policy explains how cancellations, revisions and refunds work when you commission work from SBTEXMEDIA, the freelance document design and digital solutions practice operated by Bayazid Kajol, Founder of SBTEXMEDIA. It applies to services described across this website, including PDF editing, fillable PDF forms, online form design, Word formatting, Excel templates, graphic design, logo design, ebook and workbook design.

Custom creative work sits awkwardly with the idea of a refund. Unlike a physical product, a delivered design cannot be returned — the time spent producing it is gone, and you keep the files. A policy that promised unconditional refunds would either be dishonest or would make the work unsustainable. A policy that refused all refunds would be unfair to a client who was genuinely let down.

What follows is an attempt to be straight about that. Refund rights are strongest before work begins and narrow as the work progresses, because that reflects where the effort has actually gone. In return, several protections sit on my side of the ledger: a free assessment before you pay, a fixed written quote, revisions included within scope, and a commitment to fix at my own cost anything I got wrong.

Plain-English summary. Cancel before work starts and you get a full refund. Cancel mid-project and you pay for the work done and receive the files produced so far. Once a project is completed and delivered, refunds are not normally given — but if the deliverable does not match the agreed written scope, I will correct it at no charge, and if I cannot, a refund is on the table.
Section One

Service Scope

Almost every refund dispute in freelance work traces back to a disagreement about scope. This is why scope is put in writing before anything begins.

Before any project starts, you receive a written scope. It sets out exactly what will be delivered, in which file formats, how many revision rounds are included, what is expressly excluded, the delivery date, and a fixed price. Work begins only once you have approved it.

That document is the reference point for everything in this policy. When this page refers to work matching or not matching what was agreed, it means the written scope — not an impression formed from a website page, a chat message, or an assumption neither of us stated aloud.

A typical scope covers
  • Deliverables — precisely what you receive, including file formats and versions.
  • Quantities — page counts, number of fields, image counts, aspect ratios or variants.
  • Revisions — how many rounds are included and what constitutes a revision rather than new work.
  • Exclusions — anything explicitly not included, so it cannot be assumed later.
  • Dependencies — what you need to supply, and by when, for the timeline to hold.
  • Timeline and price — a delivery date in your time zone and a fixed fee.
Changes to scope

Requirements evolve, and that is normal. If you ask for something outside the agreed scope, I will tell you it is out of scope and quote it as additional work before doing it. You will not receive a surprise invoice, and I will not silently absorb substantial extra work and then resent it. Either way, a scope change is agreed in writing before it is carried out.

If it is not in the scope, ask before assuming. The single most effective thing you can do to protect yourself is read the written scope carefully before approving it. If something you expect is not listed, say so then — it costs nothing to add at that stage and is far harder to resolve after delivery.
Section Two

Project Start

Your refund position depends on where a project has reached. This section defines those stages precisely.

For the purposes of this policy, a project passes through four stages. Knowing which stage applies tells you exactly where you stand.

1
Enquiry & Assessment — free
You send your files or describe the requirement, and I review feasibility and provide a written scope and fixed quote. No payment is taken and nothing is owed. If I think the job is not worth doing, or that a cheaper approach would serve you better, I will say so at this point.
2
Booked, Not Started
You have approved the scope and paid, but no production work has begun. A slot has been reserved in the schedule. Cancellation at this stage is straightforward and refunds are full, subject only to any payment processing fees noted below.
3
In Progress
Production has started — files are being rebuilt, fields engineered, pages laid out or footage cut. Time has been spent that cannot be recovered. Cancellation is still permitted, on the partial-refund basis set out in the Cancellation section.
4
Delivered
Final files have been sent to you. The work is complete, you hold the deliverables, and the included revision rounds are available to you. Refunds at this stage are limited to the circumstances described under Refund Eligibility.
Deposits on larger projects

Small projects are usually paid in full on booking. Larger projects — full workbooks, books, catalogue processing, multi-form systems — are commonly split into a deposit and a balance, or into milestones. Where a deposit is taken, it secures the schedule slot and covers the initial phase of work. Milestone terms, including what each milestone covers, are stated in the written scope.

Section Three

Cancellation Policy

You may cancel a project at any time. What you receive back depends on how much work has been done, and you always keep whatever has been produced up to that point.

Cancelling before work starts

A full refund of everything paid, less any non-recoverable payment processing fees charged by the payment provider or freelance platform. Those fees are typically small and are not retained by me — they are simply not returned by the processor. No reason needs to be given.

Cancelling while work is in progress

A partial refund reflecting work not yet done. You are charged for the hours genuinely spent up to the point of cancellation, and you receive every file produced so far in its current state — including work-in-progress drafts. Nothing is withheld as leverage.

  • Where cancellation occurs early in production, the majority of the fee is typically returned.
  • Where a project is substantially complete, little or no refund may be due — but you still receive the files.
  • A short written summary of what was done and what is being charged is provided with any partial refund, so the figure is not simply asserted.
Cancelling after delivery

Once final files have been delivered, the service has been performed and cancellation is no longer available. Your remedies at that point are the included revisions and, where the deliverable does not match the agreed scope, the correction process described under Refund Eligibility.

If I cancel

Occasionally I may need to withdraw from a project — because a requirement turns out to be beyond what I can deliver properly, because the work would require something I decline on ethical or legal grounds, or because illness or circumstances make the agreed deadline impossible. In those cases:

  • You receive a full refund of everything paid, including for any work already completed.
  • You keep any files produced up to that point, at no charge.
  • Where I can, I will refer you to someone able to complete the work.
Extended inactivity

Where a project stalls because materials, feedback or approvals have not been received despite reasonable reminders, it may be placed on hold. After an extended period of inactivity — normally ninety days — a project may be closed, with work completed to that point delivered and charged. The project can be reopened later, though scheduling and pricing may need revisiting.

Section Four

Revisions

Revisions are the primary remedy if a deliverable is not right — and in most cases they resolve the issue faster and better than a refund would.

Every project includes revision rounds, with the number stated in the written scope. Their purpose is to close the gap between what you pictured and what was delivered. Within the agreed scope, I would rather spend another hour getting something right than have you accept a file you merely tolerate.

Included as a revision
  • Corrections to anything that does not match the agreed scope.
  • Adjustments to layout, spacing, typography, colour application or wording within the delivered piece.
  • Fixes to fields, formulas, logic or captions that behave incorrectly.
  • Refinement of a design direction you have already approved in principle.
Treated as new work, quoted separately
  • A complete change of direction after a concept or sample was approved.
  • Substantial additions — extra pages, modules, images, form fields or aspect ratios beyond those scoped.
  • Content supplied late that requires rebuilding work already completed.
  • Changes arising because a requirement was not disclosed at the briefing stage.
Errors on my side

If a mistake is mine — a typo I introduced, a miscalculating formula, a broken field, a file exported to the wrong specification — it is corrected at my cost, promptly, and it does not consume one of your revision rounds. That applies whether the error is spotted on day one or discovered later.

Practical notes
  • Consolidated feedback works better than a stream of individual messages, and uses your rounds more efficiently.
  • Revision requests should normally be raised within fourteen days of delivery, while the project is fresh.
  • Genuine errors on my side are corrected regardless of that window.
Section Five

Completed Projects

Once final files have been delivered and the deliverables match the agreed scope, the service has been performed. Refunds are not normally available at this point, for a reason worth stating plainly rather than hiding in a clause: the work cannot be un-done, the time cannot be recovered, and you retain files you can continue to use commercially.

Not grounds for a refund
  • A change of mind — deciding after delivery that you no longer need the document, or that priorities have shifted.
  • Subjective taste where the work matches the agreed brief and revision rounds were available or used.
  • Commercial outcome — a lead magnet that did not convert as hoped, a book that did not sell, a form that did not attract submissions. Design quality influences outcomes; it does not determine them, and no result is guaranteed.
  • Third-party behaviour — a platform changing its rules, deprecating a feature, or rejecting a listing for reasons unrelated to the file supplied.
  • Changes made after delivery by you or another party that break the file.
Where a refund may still apply

Delivery does not extinguish your position where something is genuinely wrong. If a deliverable does not match the written scope and cannot be corrected, a refund remains available — see Refund Eligibility below.

Section Six

Custom Design Services

Custom design — logos, brand systems, ebook interiors, workbooks, packaging and campaign material — carries a particular characteristic: much of the value is created early, in exploration and direction, before anything looks finished.

Approval stages exist to protect you

This is why several services build in an approval checkpoint before the bulk of production: concepts presented in black and white for a logo, a sample spread before an ebook is fully laid out, one module before a workbook is completed, a rough cut before a video is polished, a sample set before a catalogue is batch-processed.

These checkpoints are the cheapest place to change your mind. Rejecting a direction at sample stage costs an hour. Rejecting it after the whole piece has been built costs days, and a refund at that point cannot restore the time spent on either side.

If no direction works for you

Occasionally a client dislikes every concept presented. Where that happens at the concept stage, before refinement and production, I will either present a further round in a genuinely different direction, or — if it is clear we are not aligned — close the project and refund the balance not yet spent on work performed. That is a better outcome for both of us than pushing on toward something neither party believes in.

Conceptual work is chargeable

Time spent on research, exploration and concept development is real work, whether or not the resulting direction is chosen. Where a project is cancelled after concepts have been presented, that time is charged even though no final file was produced.

Section Seven

Digital Products & Files

Everything delivered by SBTEXMEDIA is a digital file. That has consequences for refunds which are worth setting out directly rather than leaving implicit.

Digital files cannot be returned

Once a file has been sent, it is in your possession permanently. Deleting a copy does not undo delivery, and there is no mechanism by which possession can be reversed. This is precisely why refund rights narrow at delivery, and why the approval checkpoints described above exist.

Templates and ready-made files

Where a ready-made template or pre-built file is purchased rather than commissioned, it is non-refundable once the download has been provided, because the product has been fully supplied at that moment. Descriptions, specifications and file formats are stated before purchase — please read them, and ask if anything is unclear beforehand.

Compatibility

Deliverables are supplied in the formats stated in the scope and tested before handover. Refunds are not available because a file will not open in software you did not mention, or on a version significantly older than current releases. If you have specific software or version constraints, tell me at the briefing stage and they will be built into the scope.

Corrupted or undelivered files

If a file arrives corrupted, incomplete or fails to download, tell me and it will be resupplied immediately at no cost. A delivery failure is not a reason for a refund, because it is simply a delivery problem I will fix.

Section Eight

Non-Refundable Items

Listed plainly so nothing here is a surprise after the fact.

  • Completed and delivered work that matches the agreed written scope, subject to the Refund Eligibility section below.
  • Rush and express fees where the accelerated schedule has already been arranged and other work rescheduled around it.
  • Concept and exploration time already performed, where a project is cancelled after concepts have been presented.
  • Ready-made templates and digital downloads once the file has been supplied.
  • Third-party costs paid on your behalf — licensed fonts, stock imagery, platform subscriptions or plugin licences — since these are purchased from external suppliers, usually in your name, and are not recoverable by me.
  • Payment processing fees retained by a payment provider or freelance platform, which are not returned to me when a refund is issued.
  • Work completed to a brief that was later changed, where the original brief was followed correctly.
  • Consultation and audit time where a written assessment or workbook audit was the deliverable and has been supplied.
Third-party costs are always flagged first. Where a project needs a licensed font, stock image or platform subscription, I tell you the cost before it is incurred and, wherever possible, the licence is purchased in your name so the rights sit with you. You will never discover a non-recoverable expense after the event.
Section Nine

Client Responsibilities

Most projects that go wrong do so because something was not shared early. These are the things that genuinely matter.

Before work begins
  • Read the written scope and confirm it covers everything you expect. Additions are free at this stage and expensive later.
  • Disclose constraints — a printer's specification, an institutional style guide, an accessibility standard, a marketplace requirement, a software version limitation. I build to stated requirements; I cannot build to undisclosed ones.
  • Supply usable source material — original files rather than recompressed copies, and the highest-quality versions you have.
  • Confirm your rights in logos, images, text and data you provide.
During the project
  • Respond within a reasonable time at approval checkpoints. Deadlines assume timely feedback and shift if it does not arrive.
  • Give consolidated feedback rather than a stream of separate messages.
  • Route decisions through one person where several stakeholders are involved. Contradictory instructions from different people are a common cause of scope disputes.
After delivery
  • Check the files properly before printing, publishing, distributing or signing them.
  • Proofread your own content. Text you supply is reproduced as given unless proofreading was expressly scoped.
  • Raise issues promptly, ideally within fourteen days, while everything is still fresh.
  • Keep your own backups. Working files are not retained indefinitely.
Where a delay is on my side

Responsibilities run both ways. If I miss an agreed deadline for reasons within my control, tell me. Depending on the impact, that may mean expediting the remaining work, a partial refund, or cancellation with a refund of the balance. A missed deadline that costs you something is not something you should have to absorb quietly.

Section Ten

Refund Eligibility

When a refund is available, how to request one, and how it will be handled.

A refund is available where
  • Work has not started — full refund, less non-recoverable processing fees.
  • Work is partially complete and you cancel — refund of the portion not yet performed, with files produced so far released to you.
  • The deliverable does not match the agreed scope and I am unable to correct it within a reasonable period.
  • I cancel or cannot complete the work — full refund, including for work already done, and you keep the files.
  • I miss an agreed deadline for reasons within my control and the delay materially affects you.
  • A file was never delivered and cannot be supplied.
How to request a refund

Contact me by email or WhatsApp using the details below. Include the project reference or scope document, describe what is wrong, and identify the specific part of the agreed scope you believe has not been met. There is no form to fill in and no defensive process to navigate.

How a request is handled
  • Acknowledged within 48 hours, usually much sooner.
  • Assessed against the written scope rather than against impressions on either side.
  • Correction offered first where the issue can be fixed — in most cases this resolves things faster and leaves you with a usable file, which a refund does not.
  • A decision with reasons normally within five working days, in writing.
  • Approved refunds processed within ten working days, to the original payment method. How quickly the money appears then depends on your bank or payment provider.
Work booked through freelance platforms

Where a project was commissioned through Fiverr or Upwork, that platform's own order, cancellation and dispute resolution rules apply to the transaction, and they take precedence over this policy. Refunds in those cases are processed through the platform. I will always try to resolve matters directly and fairly first, but the platform's process remains available to you and I will not discourage you from using it.

Your statutory rights

Nothing in this policy removes or limits rights you have under the consumer protection law that applies to you. Consumers in some jurisdictions — including the United Kingdom and the European Union — have statutory cancellation rights for services bought at a distance, which may operate differently from the terms above. Where such rights apply, they prevail over this policy. If you believe a statutory right applies to your situation, tell me and it will be honoured.

If we cannot agree

Please raise the matter with me directly before initiating a chargeback or platform dispute. A chargeback is slow, involves fees for both parties, and rarely produces a better outcome than a conversation. In eight years and more than 1,300 projects, almost every disagreement has been resolved by simply discussing it. Where agreement genuinely cannot be reached, the dispute resolution provisions in the Terms & Conditions apply.

Changes to this policy

This Refund Policy may be updated from time to time. The version in force for your project is the one published at the date your scope was agreed. Changes are reflected in the date at the top of this page rather than made silently.

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